Author Archives: Michael Morgan

Quoting And Buying Car Insurance Online

Did your renewal premium decrease? That’s great but it doesn’t guarantee that you’re actually getting the best car insurance rate.

Quoting and buying car insurance online has become much easier over the last few years.car insurance

Get the Best Rates!

Remember that liability insurance protects your assets in case you are held liable for an injury or property damage. You cannot carry too much liability coverage. If you think you car won’t get stolen, think again. There are over 6,476 vehicle thefts each year in our state alone. More information here

Each insurance company has their own set of rating criteria, so the rates from one insurer may be significantly different from another. Insurance companies base their rates on many different factors, some of which are not under your control.

Compare Car Insurance Rates

It only takes about five minutes to get multiple estimates from different companies in your area. Prepare to pay more for physical damage coverage than liability coverage. Liability averages about $449, while physical damage insurance costs $456 for the average driver.

Keep in mind when getting a car insurance quote that the Texas state minimum liability limits are 30,000/60,000/25,000. However, you will want to buy more liability insurance than that.

Pay Less for Car Insurance

Liability insurance is a coverage that is very affordable and state minimum requirements are usually not enough insurance for most people.

A car insurance rate comparison can easily be done simply by searching online. People who buy insurance online are more likely to find lower rates because they can compare more rates more quickly.car coverage - insurance

Lower your Car Insurance with These Tips

Consider dropping physical damage coverage on older vehicles

Filing even a small claim could cause you to lose a discount on your policy

Drivers who tend to get speeding tickets and other violations pay higher premiums

Car insurance rate comparisons should be made every year. This helps you place your coverage with the lowest cost car insurance company.

Many consumers still prefer to use an insurance agent rather than buying insurance on the web. Local insurance agents can give you quotes from many companies approved to sell insurance, and they also provide you with professional advice and guidance. Visit this website

Texas Car Accident Attorneys | Personal Injury Lawyers

The Texas car accident lawyers at our Firm have been protecting the rights of car accident victims and their loved ones for nearly two decades. With many years of collective experience representing injured car accident victims in Texas, the car accident attorneys at Estey & Bomberger have the experience and skills necessary to help you obtain the maximum compensation for your car accident injuries, or a family member’s wrongful death. We understand that each case is unique, and injuries affect people in many different ways. Our goal is to understand your needs following your Texas car accident and help you receive the maximum compensation you deserve for your injuries. personal injury attorneys

Texas Car Accidents

Car accidents happen on a daily basis. And although accidents themselves are traumatic, the aftermath of dealing with the financial costs of an accident and insurance companies can be even more difficult. It only takes a second for a car accident to change your life forever, leaving your future uncertain. Before you give a recorded statement, sign any insurance documents or accept a settlement offer, talk to an experienced Texas car accident attorney. You may be entitled to far more than the insurance company initially offers. The dedicated team of Texas car accident attorneys handle all types of Texas car accidents that lead to serious injury, including:

  • Back-up accidents
  • Bicycle accidents
  • Delivery truck accidents
  • Drunk-driving accidents
  • Exploding airbag accidents
  • Head-on accidents
  • Hit-and-run accidents
  • Lane-changing accidents
  • Medical transport accidents
  • Motorcycle accidents
  • Multi-vehicle pileup accidents
  • Pedestrian accidents
  • Rear-end accidents
  • Side-impact accidents
  • Taxicab accidents

We Are Here to Help
Our Texas car accident lawyers accept only a limited number of cases so that we can give our clients the attention they need and deserve. We are here to help our clients as much as possible get back to the place they were before the accident occurred. From day one, you will have access to your Texas car accident lawyer and will never be handed off to a secretary or caseworker. We understand that your future quality of life depends on the outcome of your Texas car accident claim, and our attorneys will do everything possible and invest whatever resources necessary to ensure you are fully and fairly compensated. accident lawyers

Understand and Protect Your Rights

You may be entitled to substantial compensation from the party responsible for your serious injuries, including monetary damages for current and future medical expenses, rehabilitation, earnings lost due to your injuries, and emotional pain and suffering. By law, you have only a limited period of time following the accident in which you may bring a claim for your injuries. This law varies between several months to two years depending on the unique facts of your case. Contact a Texas car accident lawyer at our Firm for a free and confidential consultation of your legal rights and review of your case. Our staff is available 24 hours a day to discuss your Texas car accident case.